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Mortgage Broking

The right home loan, found and handled — start to settlement.

Buying, refinancing or investing — Fintor’s lending specialists compare a wide panel of lenders, negotiate on your behalf and handle the paperwork from application to settlement. We’re not a bank; we work for you, and in most cases it costs you nothing.

Book a meeting See how it works
A wide panel of lenders We do the legwork Usually no cost to you
C CBA W Westpac N NAB A ANZ M Macquarie LENDER PANEL YOUR LOAN Matched to you 5.79% indicative BEST MATCH · ONE APPLICATION
Who we help

Whatever stage you’re at, there’s a loan strategy for it.

First home, next home, refinance or investment — we start with your goals and borrowing position, then find and structure the finance that fits.

First home buyers

Buying your first home

Exciting — and a lot to take in. We guide you from deposit and government schemes to pre-approval and settlement, so you know exactly what you can buy.
  • First-home schemes & grants
  • Deposit & upfront costs
  • Pre-approval, sorted
Buying your next home

Upgrading or moving on

Upsizing, downsizing or relocating. We line up your new loan and the timing so the move is smooth and nothing falls between the sale and the purchase.
  • Bridging & timing
  • Sell-and-buy strategy
  • The right new loan
Refinancing

Is your loan still right?

Your loan should still fit your life. We review your rate and structure and switch you to something better when it genuinely stacks up.
  • A sharper interest rate
  • Consolidate & restructure
  • Access your equity
Investing in property

Grow your portfolio

Starting out or expanding — the right finance drives your growth. We structure lending that keeps your next move within reach.
  • Investment lending
  • Equity release
  • Portfolio structure
Business & commercial

Finance for your business

Buying, refinancing or expanding — we work through the options and lenders that suit your business, not just the bank you already use.
  • Commercial property
  • Asset & equipment
  • Cashflow facilities
Off the plan & building

New builds & construction

Off-the-plan or construction lending that fits staged payments and longer timelines, with the valuation timing handled for you.
  • Construction loans
  • Progress payments
  • Valuation timing
We’re not a bank

We represent you — not a lender. By law we act in your best interests, and in most cases our service costs you nothing.

$0USUALLY COSTS YOU
1POINT OF CONTACT
100%YOUR BEST INTERESTS
Why use a broker

A broker saves you time, stress and money.

The right support makes all the difference when you’re financing a property. Here’s what you get with Fintor in your corner.

1

Real choice

We look across the market to find the deal that fits you — not a single bank’s shelf of products.

2

A wide panel of lenders

Access to a large panel of lenders through AFG, one of Australia’s biggest mortgage aggregators.

3

Competitive rates

We negotiate on your behalf and keep lenders competing for your business.

4

Less paperwork

We handle the application, documents and follow-ups from start to settlement.

5

Fast approvals

Strong lender relationships help us move quickly and avoid the common hold-ups.

6

On your terms

We meet when and how it suits you — in person, by phone or online.

How it works

Simple — and handled for you.

We take the time to understand your goals, then run the whole loan process on your behalf.

1

Let’s catch up

A free chat to understand your goals and where you stand, and to check your borrowing position.
2

We compare & negotiate

We search a wide panel of lenders, compare the real cost and negotiate the right deal for you.
3

We handle the paperwork

From application to settlement we manage the documents, the lender and every follow-up.
4

Settled — and reviewed

Your loan settles, and we keep an eye on it over time so it stays right as your life changes.
What it costs

In most cases, nothing.

Transparency matters — so here’s exactly how we’re paid.

Most home loans

Usually free to you

For most home and investment loans there’s no fee to you. Lenders pay us a commission when your loan settles — and because we’re bound by a best-interests duty, that never changes which loan we recommend.
Complex lending

If a fee ever applies

For some commercial or specialist scenarios a fee may apply. If it does, we’ll explain it and agree it with you upfront, before any work begins — never a surprise.

Licensed credit assistance

Fintor’s mortgage broking is provided as credit assistance under Australian Financial Group (AFG) — ABN 11 066 385 822, Australian Credit Licence 389087. As your broker we are bound by the Best Interests Duty, meaning we must act in your best interests when recommending a loan.

Free financial education

Not ready to borrow? Smash down your debt for free first.

Before you take on a loan — or while you’re paying one down — Fintor Education’s free Debt Optimisation course shows you how to cut years and interest off your debt: structure, rate, extra repayments, offset, lump sums and the snowball. Work through it with the live calculator, no email wall, then bring the plan straight to your broker.

Start the Debt Optimisation course →
Ready when you are

Your lending team is ready to help. Book a free 10-minute lending call.

No cost, no obligation — a quick call to understand your borrowing position and map out your next steps.

Book a lending call →
Book a meeting

Talk to a real person at Fintor.

Let's start with a conversation.

Whether you want a hand knowing where to start or you're ready to get moving, book a time and the right person will be there — no obligation, no jargon.

Choose a time →
1300 FINTOR1300 346 867 · Mon–Fri, business hours (AEST)
yourfinancialmentor@fintor.com.auWe usually reply within one business day

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