Get Set
Get expert support and structured guidance—without big fees or complexity.
With a dedicated coach and access to specialists, we help you stay on track, implement your plan, and evolve your strategy as life changes.
Accountability, Coaching & Results, when and where you need it
Access To Dedicated Financial Coach
The Set Subscription provides dedicated financial coaching and comprehensive administrative support, ensuring you remain on track and accountable to your financial objectives.
3 Quarterly Accountability Meetings
Annual Optimisation Review
Access Via Phone, Teams, Zoom & Office


Collaborate, Update, Review and more
Discount Advice Reviews
When you need detailed advice, take advantage of reduced rates on formal financial review sessions.
$400 Review Meeting
25% Advice Fee Discount
Access To dedicated specialists
Benefit from our team of dedicated specialists who are familiar with your financial situation and ready to efficiently provide targeted advice when you need it.
Our Specialist Team includes:
Who's Set For:
The Ready Subscription is perfect if you:
- Have established financial strategies and need ongoing clarity and support.
- Prefer low-cost, flexible financial management without ongoing advice obligations.
- Appreciate the convenience of technology-driven financial visibility.
Fintor's subscriptions do more, for less.
You're in control
One View Wealth Portal
Understanding where you sit financially doesn’t need to be a nightmare. With our Real View wealth portal, you can quickly view how you are progressing towards your targets without the help of a professional.
Easy to setup
Live Updates
Detailed Reporting
We have been working with Lucas and the team at Fintor for a several years now and have been steadily building a strong, diverse portfolio of investments to secure our financial future.
Collaborate, Update, Review and more
Transparent & Helpful
Fintor provides complete transparency, allowing you to see all the efforts our team is making on your behalf. Stay informed and track the progress of the strategies we implement for you.”
Know Your Team
Document Portal
Transparent File Notes
After dealing with the Smithers’ family from his grandfather, then his father and now Lucas. It has been a revelation being involved with Lucas since he opened up his own Financial Mentor business. His knowledge, professionalism and ability to communicate with what is required to achieve financial freedom.
Your bank account will thank you
Daily updates & Reporting
Too many financial planning businesses require a meeting to provide updated reporting. Not with Fintor.
Report Across Entities & Individuals
Cashflow & Budget Reporting
Track Goals & Progress
My wife & I have been with Lucas Smithers our financial mentor for the past 4 years. Lucas is very passionate & professional in what he does. We are slowly meeting our goals & we are grateful for he’s patience & guidance. I highly recommend Lucas & he’s team to family & friends.
Helpful guidance, when and where you need it
Access Professional Guidance
The day you need help just got less stressful thanks to Fintor’s support and adviser access.
Live chat
Live calendar links
Phone, Teams, Zoom & Office
Lucas has been helping my husband for 20 plus years and myself 15 plus years, I did not make it easy for Lucas when I came across from my previous super and I still can not believe what he has done for us.
Understand what is possible
24/7 Knowledge Centre
We equip you with step-by-step training and industry-leading knowledge, empowering you to take control and confidently progress on your financial journey.
Education Dashboard
Tools & Calculators
Serious Advice Discounts
Fintor's coaches can assist in a massive range of strategies:
Banking Structures & Optimisation
Structure your accounts to reduce interest, boost savings, and streamline your cashflow with smart, automated banking strategies.
Budget Planning & Automation
Build a realistic budget, track your spending, and automate your savings to stay on top of your goals—without the stress of micromanaging every dollar.
Lending Structure & Consolidation
Restructure and consolidate your debts to reduce repayments, free up cashflow, and align your lending with your long-term financial goals.
Personal Lending & Repayment Strategy
Get clear on your personal loans and credit facilities, with a tailored repayment plan to minimise interest and pay off debt faster.
Investment Lending & Repayment Strategy
Optimise your investment loan structure to improve tax outcomes, boost cashflow, and align repayments with your wealth-building strategy.
Cash Reserves & Liquidity Strategy
Ensure you’re prepared for the unexpected with a structured approach to emergency funds and accessible cash—balancing security with opportunity.
Estate Planning & Family Protection
Put the right structures in place—like wills, powers of attorney, and beneficiary nominations—to protect your family and ensure your wishes are carried out.
Personal Insurance Analysis & Protection Planning
Understand the cover you actually need—life, TPD, trauma, and income protection—to safeguard your lifestyle, family, and financial goals.
Ongoing Insurance Review & Optimisation
Keep your cover relevant and cost-effective by regularly reviewing your policies and adjusting them as your life and needs evolve.
The strategies just don't stop...
Simple Tax Optimisation
Maximise your after-tax income with straightforward strategies to reduce tax, boost deductions, and make smarter financial decisions year-round.
Investment Risk Profiling & Strategy Alignment
Clarify your risk appetite and match it to an investment approach that balances confidence, growth potential, and peace of mind.
Superannuation Risk Profiling & Strategy
Align your super investments with your risk comfort and retirement goals, ensuring your strategy supports long-term growth and stability.
Investment contribution strategy
Develop a consistent investment plan by setting the right contribution levels to grow your wealth, take advantage of compounding, and stay on track.
Super Contribution Strategy
Boost your retirement savings with the right mix of concessional and non-concessional contributions—maximising tax benefits and long-term growth.
Superannation estate planning
Ensure your super goes to the right people with clear beneficiary nominations and strategies that align with your broader estate plan.
Retirement Plan Monitoring & Adjustments
Stay on track for the retirement you want with regular check-ins, progress reviews, and strategy tweaks as your life and goals evolve.
Ongoing Transition to Retirement Management
Navigate the shift from work to retirement with expert support—adjusting your strategy, income streams, and super to suit your changing lifestyle.
Centrelink Guidance & Support
Get help navigating Centrelink entitlements with clear assistance on eligibility, applications, and strategies to maximise your benefits.
Get started today.
Pay as you go.
Cancel whenever
Create your account
Only $149 per month. No hidden fees, surprises, or BS.
Accelerate Your Future
Fintor offers simple tools without the need for technical knowledge. You can totally do it.
Achieve Your Aspirations
When you start achieving your goals, one after the other. We’re celebrating with you!