Lending Calculators Suite
Smart tools to help you plan, compare, and make confident borrowing decisions

Access To dedicated specialists
Benefit from our team of dedicated specialists who are familiar with your financial situation and ready to efficiently provide targeted advice when you need it.
Our Specialist Team includes:
Fintor's coaches can assist in a massive range of strategies:
Banking Structures & Optimisation
Structure your accounts to reduce interest, boost savings, and streamline your cashflow with smart, automated banking strategies.
Budget Planning & Automation
Build a realistic budget, track your spending, and automate your savings to stay on top of your goals—without the stress of micromanaging every dollar.
Lending Structure & Consolidation
Restructure and consolidate your debts to reduce repayments, free up cashflow, and align your lending with your long-term financial goals.
Personal Lending & Repayment Strategy
Get clear on your personal loans and credit facilities, with a tailored repayment plan to minimise interest and pay off debt faster.
Investment Lending & Repayment Strategy
Optimise your investment loan structure to improve tax outcomes, boost cashflow, and align repayments with your wealth-building strategy.
Cash Reserves & Liquidity Strategy
Ensure you’re prepared for the unexpected with a structured approach to emergency funds and accessible cash—balancing security with opportunity.
Estate Planning & Family Protection
Put the right structures in place—like wills, powers of attorney, and beneficiary nominations—to protect your family and ensure your wishes are carried out.
Personal Insurance Analysis & Protection Planning
Understand the cover you actually need—life, TPD, trauma, and income protection—to safeguard your lifestyle, family, and financial goals.
Ongoing Insurance Review & Optimisation
Keep your cover relevant and cost-effective by regularly reviewing your policies and adjusting them as your life and needs evolve.
The strategies just don't stop...
Simple Tax Optimisation
Maximise your after-tax income with straightforward strategies to reduce tax, boost deductions, and make smarter financial decisions year-round.
Investment Risk Profiling & Strategy Alignment
Clarify your risk appetite and match it to an investment approach that balances confidence, growth potential, and peace of mind.
Superannuation Risk Profiling & Strategy
Align your super investments with your risk comfort and retirement goals, ensuring your strategy supports long-term growth and stability.
Investment contribution strategy
Develop a consistent investment plan by setting the right contribution levels to grow your wealth, take advantage of compounding, and stay on track.
Super Contribution Strategy
Boost your retirement savings with the right mix of concessional and non-concessional contributions—maximising tax benefits and long-term growth.
Superannation estate planning
Ensure your super goes to the right people with clear beneficiary nominations and strategies that align with your broader estate plan.
Retirement Plan Monitoring & Adjustments
Stay on track for the retirement you want with regular check-ins, progress reviews, and strategy tweaks as your life and goals evolve.
Ongoing Transition to Retirement Management
Navigate the shift from work to retirement with expert support—adjusting your strategy, income streams, and super to suit your changing lifestyle.
Centrelink Guidance & Support
Get help navigating Centrelink entitlements with clear assistance on eligibility, applications, and strategies to maximise your benefits.
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Starting from $79 per month. No hidden fees, surprises, or BS.
Accelerate Your Future
Fintor offers simple tools without the need for technical knowledge. You can totally do it.
Achieve Your Aspirations
When you start achieving your goals, one after the other. We’re celebrating with you!