Learn how to diversify your property portfolio!
Fintor can help you easily invest in residential, commercial, industrial & infrastructure.
Learn how to diversify your property portfolio!
Fintor can help you easily invest in residential, commercial, industrial & infrastructure.
Investing in property has never been easier!
Here are the types of property available!
Direct Residential Property!
Residential property is something that most Australians are very familiar with and to invest. Our mentors can help you save for a deposit and provide you with strategies to access additional capital and reduce any loans associated with a property purchase!
Strengths & Weakness'
Your Principal residence if lived in 100% of the time is usually tax free.
Normally residential property has one of the highest growth rates when compared to other property assets available.
Residential Property normally has a poor income when compared with other assets.
Land Lords are responsible for maintenance expenses.
Significant costs can be incurred when tenants leave and the bond doesn’t cover the repair bill.
The Investment is Illiquid i.e. you can sell a bedroom or a bathroom to cover expenses incurred or when you need money.
Direct Commercial Property!
Historically this property is more volatile with respect of the capital value, however, it makes up for this with increased income, stable income through long lease arrangements and lower costs as outgoing are usually paid by the tennant.
Strengths & weakness'
Heightened income return compared to Resi property
Stable income via long term lease arrangements
Income is usually contractually bound to increase by CPI.
Lower expenses as the tennant normally pays the majority of outgoing expenses
Tennant opten invests in the property, improving the capital value.
Goods and Services Tax (GST) may be applicable to the purchase price.
Commercial Property normally has a lower growth compared to residential property.
Properties can take a significant amount of time to lease.
Office Property!
Office Property is available to everyday investors and you can invest with as little as $10,000. Office property like direct commercial property enjoys increase and stable income via long term leases that are normally CPI indexed.
Office property also has a significant strength which is overlooked normally. Its strength is in the tennants balance sheet whom normally occupy large scale properties. Another strength that is normally overlooked is the entry cost to the investment solutions that surround these properties as their is normally no stamp duty and minimal costs to entry, if any!
Strengths & Weakness'
Long term and stable income
Low entry costs through certain investment vehicles.
Liquidity is available through certain investments structures, meaning you can buy more or partially sell when needed.
Normally lower growth when compared to residential property.
Valued regularly so you have visibility to the volatility in the capital investment which can cause stress and anxiety.
Infrastructure
This is a form of property which is normally overlooked by most property investors. Infrastructure investment are available to investors from normally as low as $10,000 and allows you to invest in Roads, Schools, pipe lines, electricity & water assets and much more!.
Fintor considers these types of investment to be Blue Chip, our reason is because we can’t live without them! When was the last time you went without power, water or roads? Therefore, it can be a great asset in times when the overall economy is weak.
Strengths & weakness'
Heightened income return compared to Resi property
Stable income via long term lease arrangements
Income is usually contractually bound to increase by CPI.
Tennant opten invests in the asset, improving the capital value.
Normally has better growth than commercial property.
Here are the types of property available!
Direct Residential Property!
Residential property is something that most Australians are very familiar with and to invest. Our mentors can help you save for a deposit and provide you with strategies to access additional capital and reduce any loans associated with a property purchase!
Strengths & Weakness'
Your Principal residence if lived in 100% of the time is usually tax free.
Normally residential property has one of the highest growth rates when compared to other property assets available.
Residential Property normally has a poor income when compared with other assets.
Land Lords are responsible for maintenance expenses.
Significant costs can be incurred when tenants leave and the bond doesn’t cover the repair bill.
The Investment is Illiquid i.e. you can sell a bedroom or a bathroom to cover expenses incurred or when you need money.
Direct Commercial Property!
Historically this property is more volatile with respect of the capital value, however, it makes up for this with increased income, stable income through long lease arrangements and lower costs as outgoing are usually paid by the tennant.
Strengths & weakness'
Heightened income return compared to Resi property
Stable income via long term lease arrangements
Income is usually contractually bound to increase by CPI.
Lower expenses as the tennant normally pays the majority of outgoing expenses
Tennant opten invests in the property, improving the capital value.
Goods and Services Tax (GST) may be applicable to the purchase price.
Commercial Property normally has a lower growth compared to residential property.
Properties can take a significant amount of time to lease.
Office Property!
Office Property is available to everyday investors and you can invest with as little as $10,000. Office property like direct commercial property enjoys increase and stable income via long term leases that are normally CPI indexed.
Office property also has a significant strength which is overlooked normally. Its strength is in the tennants balance sheet whom normally occupy large scale properties. Another strength that is normally overlooked is the entry cost to the investment solutions that surround these properties as their is normally no stamp duty and minimal costs to entry, if any!
Strengths & Weakness'
Long term and stable income
Low entry costs through certain investment vehicles.
Liquidity is available through certain investments structures, meaning you can buy more or partially sell when needed.
Normally lower growth when compared to residential property.
Valued regularly so you have visibility to the volatility in the capital investment which can cause stress and anxiety.
Infrastructure
This is a form of property which is normally overlooked by most property investors. Infrastructure investment are available to investors from normally as low as $10,000 and allows you to invest in Roads, Schools, pipe lines, electricity & water assets and much more!.
Fintor considers these types of investment to be Blue Chip, our reason is because we can’t live without them! When was the last time you went without power, water or roads? Therefore, it can be a great asset in times when the overall economy is weak.
Strengths & weakness'
Heightened income return compared to Resi property
Stable income via long term lease arrangements
Income is usually contractually bound to increase by CPI.
Tennant opten invests in the asset, improving the capital value.
Normally has better growth than commercial property.
Book an appointment with a mentor to start your property investment journey!
Book an appointment with a mentor to start your property investment journey!
Strategies that benefit your property investment!
Advice on on Tax Effective Strategies
Learn how to invest and reduce your tax at the same time
Structure Your Debt Properly
Learn how to structure your debt and repay your debt efficiently
Debt Recycling
Learn how to pay off your mortgage and invest at the same time
Offset Account
Learn how offset accounts can help you reduce interest and guarantee access to your money when you need it!
Join our online course to learn how to buy property with your superannuation!
Establishing an SMSF!
The online session explains the importance and benefits of structuring your SMSF correctly from the begining and the services available to help you manage the ongoing regulations and administrative tasks faced by SMSF trustees.!
Whats Included
Learn the difference between individual and corporate trustees and the benefit of each!
Learn how an accountant can help you and where their advice may be limited.
Learn what services are available to help you automate the ongoing administration of an SMSF.
Investing with an SMSF!
The mentor will coach you on what investments can be considered, the dangers surrounding certain strategies and how SMSF can help you achieve your objective of purchasing property easier than you thought possible.
Whats Included
What to consider when investing
What Investments should be avoided.
Investments that can be considered.
Buying property in an SMSF
Available borrowing strategies
How SMSF can help your business!
The mentor will demonstrate strategies that business owners could consider to benefit their business now, but importantly help you save for your retirement easily and effectively!
Whats Included
Understanding Business Real Property
Partially transfering assets into an SMSF and what you need to know.
SMSF purchasing business real property & what you need to be aware of!
Join our online course to learn how a Self-Managed Super can benefit your financial future!
Establishing an SMSF!
The online session explains the importance and benefits of structuring your SMSF correctly from the begining and the services available to help you manage the ongoing regulations and administrative tasks faced by SMSF trustees.!
Whats Included
Learn the difference between individual and corporate trustees and the benefit of each!
Learn how an accountant can help you and where their advice may be limited.
Learn what services are available to help you automate the ongoing administration of an SMSF.
Investing with an SMSF!
The mentor will coach you on what investments can be considered, the dangers surrounding certain strategies and how SMSF can help you achieve your objective of purchasing property easier than you thought possible.
Whats Included
What to consider when investing
What Investments should be avoided.
Investments that can be considered.
Buying property in an SMSF
Available borrowing strategies
How SMSF can help your business!
The mentor will demonstrate strategies that business owners could consider to benefit their business now, but importantly help you save for your retirement easily and effectively!
Whats Included
Understanding Business Real Property
Partially transfering assets into an SMSF and what you need to know.
SMSF purchasing business real property & what you need to be aware of!
Mobile Financial Advice !
has never been this easy!
Get a loan which suits you at an even better rate with RSM Lending!
Fintor works closely with RSM Lending to make sure our clients receive the best financial strategies to reduce their debt and through RSM Lending we make sure our customers get a suitable solution at an even better rate!
It’s all apart of our service to make sure you will become a life long client!
Get a loan which suits you at an even better rate with RSM Lending!
Fintor works closely with RSM Lending to make sure our clients receive suitable financial strategies to reduce their debt and through RSM Lending we make sure our customers get a suitable solution at an even better rate!
It’s all appart of our service to make sure you will become a lifelong client!
