Matt & Kate
Interested in creating wealth & protecting their children!
Our Family mentor program will empower you with the knowledge to protect, educate and create the wealth you need to give your family the lifestyle they deserve!
ONLY $99.95
Online Financial Education Designed For Success!
Here is whats included:
Detailed financial strategies, their benefits and how they could apply to you!
Market-leading tools, calculators & software to help you apply the knowledge and start achieving!
Learn how different strategies come together to create savings, minimise tax & help you achieve!
Professional help and guidance to keep you achieving your goals!
Complete our online classes and the tailored coaching projects provided and save $$$ on any personalised advice fees!
Online Financial Coaching for Families!
About the course
This course is led by a fully licensed financial adviser and is spread over 3 sessions, each being live and interactive with the opportunity to ask questions at the end of each session.
The course is tailored around our real-life case study Kate & Matt and takes you through their financial advice journey to protect and create a great life for their family!
The course has been designed in stages to allow you to take things one step at a time. By staging the course into sessions our aim is to help maximise your ability to understand, develop and implement the education, strategies, and principles this course will empower you with!
Don’t worry, if you feel you need personalise help and guidance one of our planners is always there to help
A call to action is key for your success
Designing a well thought out financial strategy involves identifying, understanding, and planning to create a system and strategy which is right for you!
Implementing what you learn is the key to success!
The sessions are strategically separated to allow you the time to contemplate, understand and implement the strategies you feel are appropriate.
Tools to help you accomplish your dreams!
At the end of each session you will receive a “Call to Action” booklet, which asks you to start the process of implementing what you have learnt to better your own situation. The booklet is accompanied by guides and step by step instructions on how the tools FINTOR provides can empower you to achieve your ambitions!
Financial Mentoring for Families
Session 1. A step by step guide to Cashflow Management for families.
Session 2. Protecting your children, partner and wealth to create a lasting family legacy!
Session 3. Creating the wealth to live a great life and retire happy!
Meet Kate & Matt!
About their Family
Claire is 25 years of age and has started her first full-time job out of Uni and is still living at home with her parents. Claire has a goal of buying her first home and is hoping to spend approximately $600,000.
Claire is also keen to travel and she has set herself a goal of being able to afford an 8 week trip to Europe & the Amalfi Coast within the next 3 years
Assets & Liabilities
Matt earns an income of $95,000 as chippy & Kate earns $62,500 as a nurse, they have a home worth $980,000, joint and individual savings of $42,153, combined super of $103,500 and Matt has shares worth $12,500.
Their combined home loans are $497,000, they have a car loan of $17,000 and combined credit card and personal debt of $12,000.
Projected Financial Benefits!
Our advice structured their loans to create a safety net of $244,000
Saved interest of $280,214 on their home loan and repaid their loan 14 years earlier!
Provided protection against their partners future spouse taking 50% of their legacy off their children if they passed away!
Is projected to save $105,366 in insurance premiums if they continue their protection strategy until their 65th birthday.
Is projected to reduce taxation by $112,090!
Created an investment strategy that is projected to reach $837,537 by age 60 - a $243,307 projected increase!
Is projected improve their superannuation balance at age 60 by $1,232,069.
Goals they achieved!
Enabled each person to retire early at 60 years of age!
A net asset increase of $1,171,199 by age 60!
Enabled $231,127 to be spent on semi-private school education for their children!
Enabled them to afford a $10,000 family holiday every 3 years!
Created financial security in the event of job loss, illness, injury or death!
Paid down their home and started to create wealth through investments
Optimised their protection to safeguard their wealth and legacy from future spouses, divorce and legal disputes!
Coaching & Mentoring For Families!
Session 1. Cashflow Management for Families!
This 60 minute online live and interactive coaching session is run every month and is designed to coach families on how they can optimise their banking and loans to ease their budgeting pressures and start to create the lifestyle they desire!
What's Included
- How we identified Matt and Kate’s current and future lifestyle costs.
- How advice optimised Kate & Matt’s ability to control their lifestyle costs and ability to save.
- How we structured Matt and Kate’s banking to keep them accountable!
- How we automated their families budget.
- The loan structure used to save thousands in interest
Session 2. Protecting your children, partner, wealth and the legacy you create!
This hour of live and interactive mentoring is designed to help you gain knowledge that will be truly valuable in protecting, managing and ultimately controlling who will benefit from your wealth and legacy!
We mentor you by providing in depth insight into the personalised Wealth Protection strategies we tailored to Kate & Matt’s situation!
This session runs approximately a fortnight after the 1st session. Don’t worry about missing a session as multiple sessions run throughout the year!
What's Included
Wealth Protection
- How we protected Kate & Matt in the event either couldn’t make a conscious decision.
- How we provided each of their estates with the most optimal protection Australian Law affords when defending against divorce, relationship breakdowns or family disputes.
- How we protected Matt & Kates children from paying 45.00% minors tax!
- How we analysed Kate & Matt’s need for insurance.
- How we tailored their insurance to save them thousands over their working life!
Session 3. Wealth Creation strategies for a great life!
This hour of live and interactive mentoring is designed to help families gain the knowledge that will be truly valuable in reducing tax, minimising impacts of market downturns and creating the wealth to provide a great life for their family!
We mentor you by providing in depth insight into the personalised Wealth Creation strategies we tailored to Kate & Matt’s situation.
This session runs approximately a fortnight after the 2nd session. Don’t worry about missing a session as multiple sessions run throughout the year.
What's Included
- How we amplified Matt’s & Kate’s ability to reduce their home loan and invest simultaneously
- How we maintained Kate & Matt’s lifestyle, whilst simultaneously building wealth and significantly boosting their retirement savings
- How we identified a suitable investment strategies & structures
- How we tailored Matt & Kate’s investments and superannuation to suit both their tolerance to risk.
Personalised Financial Advice for Families!
Step 3 - Personalised Advice & Plan
For those wanting one on one coaching and a personal mentor to help advise them on a suitable course of action, we have you covered. Our Family Advice package is priced from $4,000 for Singles and $5,000 for couples!
What's Included
Cashflow Management Advice Including:
- Identifying Your Savings Capacity
- Creating Your Personalised Budget
- Automating Your Budget
- Designing a Banking Structure to keep you Accountable
- Designing a tailored loan structure to increase tax-deductibility and reduce interest.
- Creating a tailored repayment plan to pay off your home loan fast!
Estate Planning Advice Including:
- Helping your estate avoid intestate laws
- Providing security over who can make decisions on your behalf.
- Making sure the people you’ve appointed to receive your super are eligible too by law.
- Advice on what provisions you should consider to provide your estate with the most optimal protection Australian Law affords when defending against divorce, relationship breakdowns or family disputes.
Insurance Advice Including:
- Help to analyse your need for each type of insurance.
- Providing guidance on suitable insurance definitions.
- Advice to reduce the long term cost of insurance by thousands.
- Advice on structuring premiums to make your cover easily affordable!
Investment Advice Including:
- Designing Your Initial & Ongoing Strategy
- Creating a Tailored Investment Portfolio
- Identifying a Suitable Investment Structure or Platform
- Strategies that consider borrowing to invest
- Managing your Tolerance to Risk
Superannuation Advice Including:
- Designing a contribution strategy to reduce tax and maximize your ability to retire ASAP
- Selecting a suitable product for your needs
- Maximising the flexibility of your super
Kate & Matt
Interested in creating wealth & protecting their children!
Our Family mentor program will empower you with the knowledge to protect, educate and create the wealth you need to give your family the lifestyle they deserve!
ONLY $99.95
Online Financial Education Designed For Success!
Here is whats included:
Detailed financial strategies, their benefits and how they could apply to you!
Market-leading tools, calculators & software to help you apply the knowledge and start achieving!
Learn how different strategies come together to create savings, minimise tax & help you achieve!
Professional help and guidance to keep you achieving your goals!
Complete our online classes and the tailored coaching projects provided and save $$$ on any personalised advice fees!
Online Financial Coaching for Families!
About the course
This course is led by a fully licensed financial adviser and is spread over 3 sessions, each being live and interactive with the opportunity to ask questions at the end of each session.
The course is tailored around our real-life case study Kate & Matt and takes you through their financial advice journey to protect and create a great life for their family!
The course has been designed in stages to allow you to take things one step at a time. By staging the course into sessions our aim is to help maximise your ability to understand, develop and implement the education, strategies, and principles this course will empower you with!
Don’t worry, if you feel you need personalise help and guidance one of our planners is always there to help
A call to action is key for your success
Designing a well thought out financial strategy involves identifying, understanding, and planning to create a system and strategy which is right for you!
Implementing what you learn is the key to success!
The sessions are strategically separated to allow you the time to contemplate, understand and implement the strategies you feel are appropriate.
Tools to help you accomplish your dreams!
At the end of each session you will receive a “Call to Action” booklet, which asks you to start the process of implementing what you have learnt to better your own situation. The booklet is accompanied by guides and step by step instructions on how the tools FINTOR provides can empower you to achieve your ambitions!
Financial Mentoring for Families
Session 1. A step by step guide to Cashflow Management for families.
Session 2. Protecting your children, partner and wealth to create a lasting family legacy!
Session 3. Creating the wealth to live a great life and retire happy!
Meet Kate & Matt!
About their family
Matt & Kate, have two children and have dreams to renovate their home and start traveling like they use too. Importantly Kate would like to make sure her family is protected, whilst Matt has been reading the “Bear Foot Investor” and wants to start making some more money! They both are seeking Financial Advice for the first time.
Assets & Liabilities
Matt earns an income of $95,000 as chippy & Kate earns $62,500 as a nurse, they have a home worth $980,000, joint and individual savings of $42,153, combined super of $103,500 and Matt has shares worth $12,500. Their combined home loans are $497,000, they have a car loan of $17,000 and combined credit card and personal debt of $12,000.
Projected Financial Benefits!
Our advice structured their loans to create a safety net of $244,000
Saved interest of $280,214 on their home loan and repaid their loan 14 years earlier!
Provided protection against their partners future spouse taking 50% of their legacy off their children if they passed away!
Is projected to save $105,366 in insurance premiums if they continue their protection strategy until their 65th birthday.
Is projected to reduce taxation by $112,090!
Created an investment strategy that is projected to reach $837,537 by age 60 - a $243,307 projected increase!
Is projected improve their superannuation balance at age 60 by $1,232,069.
Goals they achieved!
Enabled each person to retire early at 60 years of age!
A net asset increase of $1,171,199 by age 60!
Enabled $231,127 to be spent on semi-private school education for their children!
Enabled them to afford a $10,000 family holiday every 3 years!
Created financial security in the event of job loss, illness, injury or death!
Paid down their home and started to create wealth through investments
Optimised their protection to safeguard their wealth and legacy from future spouses, divorce and legal disputes!
Coaching & Mentoring For Families!
Session 1. Cashflow Management for Families!
This 60 minute online live and interactive coaching session is run every month and is designed to coach families on how they can optimise their banking and loans to ease their budgeting pressures and start to create the lifestyle they desire!
What's Included
- How we identified Matt and Kate’s current and future lifestyle costs.
- How advice optimised Kate & Matt’s ability to control their lifestyle costs and ability to save.
- How we structured Matt and Kate’s banking to keep them accountable!
- How we automated their families budget.
- The loan structure used to save thousands in interest
Session 2. Protecting your children, partner, wealth and the legacy you create!
This hour of live and interactive mentoring is designed to help you gain knowledge that will be truly valuable in protecting, managing and ultimately controlling who will benefit from your wealth and legacy!
We mentor you by providing in depth insight into the personalised Wealth Protection strategies we tailored to Kate & Matt’s situation!
What's Included
Wealth Protection
- How we protected Kate & Matt in the event either couldn’t make a conscious decision.
- How we provided each of their estates with the most optimal protection Australian Law affords when defending against divorce, relationship breakdowns or family disputes.
- How we protected Matt & Kates children from paying 45.00% minors tax!
- How we analysed Kate & Matt’s need for insurance.
- How we tailored their insurance to save them thousands over their working life!
Session 3. Creating wealth for a great lifestyle!
This 60 minute online live and interactive coaching session is run every month and is designed to coach families on how they can optimise their banking and loans to ease their budgeting pressures and start to create the lifestyle they desire!
What's Included
- How we amplified Matt’s & Kate’s ability to reduce their home loan and invest simultaneously
- How we maintained Kate & Matt’s lifestyle, whilst simultaneously building wealth and significantly boosting their retirement savings
- How we identified a suitable investment strategies & structures
- How we tailored Matt & Kate’s investments and superannuation to suit both their tolerance to risk.
Projected Financial Benefits!
Our advice structured their loans to create a safety net of $244,000
Saved interest of $280,214 on their home loan and repaid their loan 14 years earlier!
Provided protection against their partners future spouse taking 50% of their legacy off their children if they passed away!
Is projected to save $105,366 in insurance if they continue their protection strategy until their 65th birthday.
Is projected to reduce taxation by $112,090!
Created an investment strategy that is projected to reach $837,537 by age 60 a $243,307 projected increase!
Is projected improve their superannuation balance at age 60 by $1,232,069.
Goals they achieved!
Enable each person to retire early at 60 years of age!
A net asset increase of $1,171,199 by age 60!
Enabled $231,127 to be spent on semi-private school education for their children!
Enabled them to afford a $10,000 family holiday every 3 years!
Created financial security in the event of job loss, illness, injury or death!
Paid down their home and started to create wealth through investments
Optimised their protection to safeguard their wealth and legacy from future spouses, divorce and legal disputes!
We also provide targeted Mentor Sessions!
Our selective mentor and coaching programs can educate you on budgeting, structuring your loans, superannuation, SMSF’s, estate planning, gearing and debt recycling. Our aim is to give you the best chance of hitting your goals!
We also provide targeted Mentor Sessions!
Our selective mentor and coaching programs can educate you on budgeting, structuring your loans, superannuation, SMSF’s, estate planning, gearing and debt recycling. Our aim is to give you the best chance of hitting your goals!
Interact – technology designed for continued success!
Investment Opportunities & Wealth Report
Goals & Objectives Tracker
Automatic Budget Planner
One Complete View Of Your Finance
Budget Monitoring Alerts
Details Transaction Listing & Budget Report
Our Interact Subscription program provides you with:
Investment Opportunities & Wealth Report
Goals & Objectives Tracker
Automatic Budget Planner
One Complete View Of Your Finance
Budget Monitoring Alerts
Details Transaction Listing & Budget Report
Personalised Financial Advice for Families!
Step 3 - Personalised Advice & Plan
For those wanting one on one coaching and a personal mentor to help advise them on a suitable course of action, we have you covered. Our Family Advice package is priced from $4,000 for Singles and $5,000 for couples!
What's Included
Cashflow Management Advice Including:
- Identifying Your Savings Capacity
- Creating Your Personalised Budget
- Automating Your Budget
- Designing a Banking Structure to keep you Accountable
- Designing a tailored loan structure to increase tax-deductibility and reduce interest.
- Creating a tailored repayment plan to pay off your home loan fast!
Estate Planning Advice Including:
- Helping your estate avoid intestate laws
- Providing security over who can make decisions on your behalf.
- Making sure the people you’ve appointed to receive your super are eligible too by law.
- Advice on what provisions you should consider to provide your estate with the most optimal protection Australian Law affords when defending against divorce, relationship breakdowns or family disputes.
Insurance Advice Including:
- Help to analyse your need for each type of insurance.
- Providing guidance on suitable insurance definitions.
- Advice to reduce the long term cost of insurance by thousands.
- Advice on structuring premiums to make your cover easily affordable!
Investment Advice Including:
- Designing Your Initial & Ongoing Strategy
- Creating a Tailored Investment Portfolio
- Identifying a Suitable Investment Structure or Platform
- Strategies that consider borrowing to invest
- Managing your Tolerance to Risk
Superannuation Advice Including:
- Designing a contribution strategy to reduce tax and maximize your ability to retire ASAP
- Selecting a suitable product for your needs
- Maximising the flexibility of your super
