Financial Advice
Starts with
Cashflow
Management
For More information and a Financial Case study
Financial Advice
Starts with
Cashflow
Management
For More information and a Financial Case study
What is Cashflow Management?
The process of knowing what you earn, how you earn it, what you spend and how you spend it!
All advice benefits from Cashflow Management!
Knowing what you earn, how you earn it, what you spend and how you spend it provides our advice with an accurate picture of your lifestyle and savings capacity. This knowledge allows our advice too:
Identify Your Lifestyle Expenses
Establish Your Savings Capacity to Afford Wealth Protection & Creation Strategies
Visualise Strengths & Weakness’ in your Financial Structure
Capture Goals and Objectives That Are Truely Important To You
Create A Robust Foundation Which our Advice and your wealth can build from
All advice benefits from Cashflow Management!
Knowing what you earn, how you earn it, what you spend and how you spend it provides our advice with an accurate picture of your lifestyle and savings capacity. This knowledge allows our advice too:
Identify Your Lifestyle Expenses
Establish Your Savings Capacity to Afford Wealth Protection & Creation Strategies
Visualise Strengths & Weakness’ in your Financial Structure
Capture Goals and Objectives That Are Truely Important To You
Create A Robust Foundation Which our Advice and your wealth can build from
Budgetting
RSM Financial can help you take control and learn how to easily manage and implement these aspects of your finance.
Learn how to create a realistic budget
Learn how to apply your budget
Learn how to track your progress
Identifying the present cost of your lifestyle
Automate your savings
Learn how to limit discretionary spending
Learn how to structure your banking to make saving easy
Identify products and solutions to reduce your expenditure
Budgetting
RSM Financial can help you take control and learn how to easily manage and implement these aspects of your finance.
Learn how to create a realistic budget
Learn how to apply your budget
Learn how to track your progress
Identifying the present cost of your lifestyle
Identifying the present cost of your lifestyle
Automate your savings
Learn how to limit discretionary spending
Learn how to structure your banking to make saving easy
Identify products and solutions to reduce your expenditure
State of the art software to help you budget
Fintor utilises state of the art software that is embedded into our advice process, strategies and financial reviews.
The combination of these attributes makes implementing our recommendations easy and effective. The software will provide you with:
State of the art software to help you budget
Fintor utilises state of the art software that is embedded into our advice process, strategies and financial reviews.
The combination of these attributes makes implementing our recommendations easy and effective. The software will provide you with:
Interact – technology design for continued sucess!
Investment Opportunities & Wealth Report
Goals & Objectives Tracker
Automatic Budget Planner
One Complete View Of Your Finance
Budget Monitoring Alerts
Details Transaction Listing & Budget Report
Real life case studies to help you relate & learn the power of advice!
Claire
First Home Buyer accelerating her wealth
Toby
Investing, protecting and minimising tax to achieve his aspirations!
Kate & Matt
A family creating wealth & protecting their children!
Bob & Jill
Kids have left, they’re relaxed and ready to start new and exciting adventures!
Understanding how the power of financial guidance, coaching and advice can help you has never been easier and more affordable!
Our Kick Start Mentor Program Provides You With:
Investment Updates & Net Wealth Report
Goals & Objectives Tracker
Automatic Budget Planner
One Complete View of Your Finance
Budget Monitoring & Alerts
Detailed Transaction Listing & Budget Report
Real life case studies to help you relate & learn the power of advice!
Claire
First Home Buyer accelerating her wealth
Toby
Investing, protecting and minimising tax to achieve his aspirations!
Kate & Matt
A family creating wealth & protecting their children!
Bob & Jill
Kids have left, they’re relaxed and ready to start new and exciting adventures!
Understanding how the power of financial guidance, coaching and advice can help you has never been easier and more affordable!
Strategies to Repay Debt.
Convert Non-Deductible Interest into deductible
Refinance Your Loan
Round up Your Repayments
Fortnightly Repayments
Consider making payments to your lender every two weeks instead of the regular
monthly payment. This will accomplish three things:
Less interest will accumulate because your payments will be applied more often.
Applying fortnightly payments for the duration of the loan could shave off several months off the loan term.
Remember to make sure your lender does not penalized you for making any extra
payments or paying off the loan balance early.
Targeted Mentor Sessions!
Our selective mentor and coaching programs can educate you on budgeting, structuring your loans, superannuation, SMSF’s, estate planning, gearing and debt recycling. Our aim is to give you the best chance of hitting your goals!
Structure Your Debt Effectively!
How you structure your debt will ultimately determine how flexible your loans are
but importantly, identify the purpose of the loan and ensure that any
deductable expenses are isolated to ensure their maximum benefit.
Structure Your Debt Effectively!
but importantly, identify the purpose of the loan and ensure that any
deductable expenses are isolated to ensure their maximum benefit.
Fintor take this a step further and separate your loans into compartments or silos to match your debt reduction goals, the tax-deductibility of the loan and an appropriate safety net. The repayment and interest types are customised in accordance with your stated goals and objectives.
Loans that utilise the equity in a property are some of the cheapest and most flexible on the market. Many providers will allow you to have up to 10 loan splits under the one property, with most Australian banks allowing you to borrow up to 80% of the property’s value without additional costs.
Offset Accounts
Offset accounts are similar to your normal every day savings or spending account, but
with one big advantage.
The money held in this account offsets the balance of yourmortgage and this reduces the interest you pay each month.
Effectively, offset accounts act in the same way as a redraw facility attached to a loan, but with
one big difference, the loan is never repaid!
Find out why this is so beneficial when creating wealth!
Offset Accounts
with one big advantage.
The money held in this account offsets the balance of yourmortgage and this reduces the interest you pay each month.
Effectively, offset accounts act in the same way as a redraw facility attached to a loan, but with
one big difference, the loan is never repaid!
Find out why this is so beneficial when creating wealth!
For More information and a Financial Case study
How we can help you?
