Transparent Financial Guidance & Pricing
Fintor maintains transparency, openly presenting our fees without hidden processes or complex barriers when you seek professional guidance. We are confident that our service quality and costs offer true value compared to the broader Australian advice community.
Initial Decission
Before deciding on any financial advice and its related fee, discover the value that Fintor offers.
Personal Mentor Pricing
Understand the value of advice and the investment you’ll make to enhance your unique financial future.
The upfront cost of your investment
Our team members are highly trained and dedicated to conducting thorough market research and product investigation before your first onboarding meeting. We are committed to providing personalized and efficient advice to support our clients on their financial journey. Behind the scenes is where 80% of the work is completed, we work tirelessly to deliver the best possible recommendations and support.
| The fee you should expect | |
| Initial Meeting | |
| The Mentor Program | Free |
| The Financial Academy | Free |
| Professional Advice | Free |
| Onboarding Meeting | |
| The Mentor Program | $500 |
| The Financial Academy | $500 |
| Professional Advice | $500 |
| Pathway / Proposal Meeting | |
| The Mentor Program | Six Month Commitment $1,794 (Paid Monthly) |
| The Financial Academy | Six Month Commitment $3,594 (Paid Monthly) |
| Professional Advice | 50% of Total Advice Fee |
| Upfront Advice Fees | |
| The Mentor Program | Included |
| The Financial Academy | Included |
| Professional Advice | $500 - $15,000 depending on complexity |
| Regular Ongoing Fees | |
| The Mentor Program | $299.00 Per month OR $3,588 per annum |
| The Financial Academy | $599.00 Per month OR $7,188 per annum |
| Professional Advice | Not Applicable |
Professional Advice & Implementation Fees
Fintor’s financial advice team is deeply committed to our clients’ success.
Our all-inclusive fee structure ensures there are no extra charges for unforeseen issues or complications arising during the implementation of our advice. Our promise is straightforward: Fintor completes the task within the allocated time, or we absorb the cost. We never pass on charges for inefficiencies or mistakes, even if they are not our fault, ensuring a transparent and fair experience for our clients.
Online Interact members receive a discount of 25% OR 50% on advice fees associated to the financial eduction they complete. This discount is in addition to the bundled advice fee discounts!
| Bundled Advice Fee Discount | |
| Initial Advice fee Discount | |
| First Topic | 0.00% |
| Second Topic | 10.00% |
| Third Topic | 20.00% |
| Fourth Topic | 30.00% |
| Fifth Topic | 40.00% |
| Six OR More Topics | 50.00% |
| *Advice topics are calculated collectively before applying the discount. | |
| The Mentor Program | The Financial Academy | Professional Advice Fee | |
| Onboarding Process & Fess | |||
| Initial Introduction Meeting - 30 Minutes | Free | Free | Free |
| Onboarding Meeting | $500 | $500 | $500 |
| Proposal Meeting | Deposit Required | Deposit Required | 50% of Advice fee Payable Upon Proceeding |
| Cashflow Management Advice & Implementation Fees- As required | |||
| Banking & budget Optimisation | Included | Included | $1,250 |
| Personal Lending strategy, Refinance & Repayment Optimisation | Included | Included | $850 |
| Investment Lending strategy, Refinance & Repayment Optimisation | Included | Included | $950 |
| Centrelink & Family Assistance Benefits | Included | Included | $1,150 |
| Wealth Protection Advice & Implementation Fees- As required | |||
| Cash Reserve & Liquidity Strategy | Included | Included | $650 |
| Basic Estate Planning & Protection Advice | Included | Included | $400 |
| Insurance product advice | Included | Included | $850 |
| Insurance Needs Analysis | Included | Included | $650 |
| Comprehensive Insurance Needs Analysis | Included | $1150 | |
| Comprehensive Estate Planning & Protection Advice | Included | $1,050 | |
| Wealth Creation Advice & Implementation Fees- As required | |||
| Investment Risk appetite & profiling advice | Included | Included | $650 |
| Super Risk appetite & profiling advice | Included | Included | $550 |
| Investment establishment, ownership & product advice | Included | Included | $1,100 |
| Investment contribution strategy | Included | Included | $800 |
| Investment Withdrawal strategy | Included | Included | $800 |
| Superannuation product advice | Included | Included | $1,100 |
| Superannuation Consolidation & Rollover | Included | Included | $800 |
| Concessional (tax Deductibel) Super Contribution strategy | Included | Included | $600 |
| Non-Concessional Super contribution strategy | Included | Included | $600 |
| Superannuation estate planning | Included | Included | $250 |
| Portfolio Management & Investment Selection | |||
| Outsourced Portfolio Solutions (Per Strategy) | Included | Included | $650 |
| Tailored Portfolio Solutions (Per Strategy) | Included | Included | $1,275 |
| Integrated Portfolio Solutions (Per Strategy) | Included | Included | $200 |
| Retirement Planning Advice & Implementation | |||
| Retirement planning Advice | Included | Included | $2,250 |
| Transition to retirement advice | Included | Included | $2,250 |
| Centrelink Advice | Included | Included | $1,250 |
| Aged Care Advice | Included | Included | $1,250 |
| Specialist Strategy Advice & Implementation | |||
| Property Portfolio Analysis | Included | $1,850 | |
| Borrowing to invest (gearing) | Included | $1,500 | |
| Debt Recycling | Included | $1,850 | |
| Self-Managed Superannuation (SMSF) Establishment | Included | $2,500 | |
| Self-Managed Superannuation (SMSF) Review | Included | $1,500 | |
| SMSF Rollover & Consolidation | Included | $1,350 | |
| SMSF Investment Strategy Document & Review | Included | $600 | |
| SMSF Property Strategy | Included | $1,150 | |
| SMSF Lending Strategy | Included | $1,850 | |
| SMSF Estate Planning Strategy | Included | $350 | |
| Small Business Retirement Advice & Concessions | Included | $2,450 | |
What You Get for $500
Yes, Fintor charges fees where others might not, but here’s why: Many planners invest hours in assisting potential clients, yet only about 50-60% proceed. Inevitably, those who engage end up subsidizing the cost for those who don’t.
Fintor’s approach to charging is to ensure affordable advice fees for our clients committed to enhancing their unique financial future. This policy helps us maintain fair pricing for our dedicated clients.
Introduction Meeting
- Enjoy a free 20-30-minute meeting to determine our compatibility and to outline key aspects of our process, licensing, legal terms, fees, and what to expect regarding timing, location and service.
Collecting Information
- Register for Fintor’s free membership and access our wealth portal. Our system takes it from there. The more details you provide, the more efficient, accurate, and beneficial our advice will be.
Onboarding Meeting - $500 Fee
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Fintor charges $500 for this meeting, aimed at understanding your goals, objectives, and aspirations. It’s an essential opportunity to update your information and consider future changes. Our advice team will also introduce strategies appropriate to your specific goals.
Expert Analysis
- Our team of expert advisers and brokers diligently assesses viable options, developing multiple strategies and alternatives for your consideration. This approach is a key part of our commitment to transparency, demonstrating the value of our advice relative to our fee.
Engagement Meeting
- Our strategy and engagement meeting will showcase practical strategies aligned with your goals, highlighting their benefits and implications. Crucially, our team will clearly outline the advantages of our advice and compare it to our fee, ensuring transparency before any agreement.
Still Need Convincing?
Fintor offers a free 20 – 30 minute introduction meeting!
You can ask questions, see if we’re the right fit and have confidence in your choice.
Transparent Support
Fintor’s financial advice team is driven by a passion for our clients’ success.
Before and advice fee is agreed too, our highly skilled team conducts extensive market research and product analysis, ensuring we offer personalized and efficient advice. Much of our effort, about 80%, happens behind the scenes, where we diligently work to provide top-notch recommendations and support.
To maintain competitive fees while dedicating ample resources to each client, we implement a fair charging structure.
Free & Premium Financial Courses
Interact
Investment Portfolio's
Research & Opportunities
Frequently Asked Questions
Which courses are free?
Currently, Fintor provides three free comprehensive financial education courses including; Insurance Optimisation, Super Optimisation and Budget Optimisation. Fintor plans to expand it free education offering in time.
Why does Fintor provide free courses?
Fintor makes money from advising Australian’s from all walks of life. To engage, excite and inform Australians of the life changing benefits Financial Advice can deliver, Fintor is happy to give insight and guidance into the process financial advice takes to uncover your potential. Once you’ve completed your first course Fintor is confident you will continue with our engaging education to better your financial future!
Why does Fintor provide over a 40% discount on advice fees for people who complete a financial course?
Each course informs, educates and asks the attendee to research and analyse their own situation. This process allows Fintor to significantly reduce the time it spends gathering information, explaining strategies, features and concepts. With an informed and engaged customer our advice process becomes efficient which reduces time spent & the overall cost to you. It’s a process designed to help you save… Basically what a financial team should be doing!
Why is your education content so cheap compared to Fintor’s advice fee?
Fintor financial education platform is designed to compliment Fintor’s advice process through members gaining the knowledge they seek and a heightened understanding of the advice topics & strategies their adviser may discuss. At no point does any lesson provide advice.
How does Fintor use my information?
Fintor is able to see the basic information entered into the form at sign up. Any information provided to Fintor is held with the strictest of confidence and subject to our Australian Financial Services License (AFSL) Privacy Policy.
